Which banks best for housing loan?
    
 
+ Reply to Thread
Page 1 of 2 1 2 LastLast
Results 1 to 15 of 17
  1. #1
    Member Jecca is on a distinguished road
    Join Date
    Jan 2011
    Posts
    69
    Perfect Points
    39.6
    View Wedding Profile

    Which banks best for housing loan?

    anyone know what bank gives the best rates for housing loan? hubby and i dont qualify for BTOs, so it's down to private for us. any recommendations?

  2. #2
    Senior Member Jiemin is on a distinguished road
    Join Date
    Apr 2011
    Location
    Punggol
    Posts
    247
    Perfect Points
    232.6
    View Wedding Profile
    If the combine income is $12K, ever consider EC?
    Afterall first timer had some grant,
    $30K for <$10K income
    $20K for <$11K income
    $10K for <$12K income

    Came across Standard Chartered, somehow they had a special housing loan package that only offered by them, you can check with the banker for more details.
    So far, most of the people that I know used DBS house loan as it provide the lowest fix + SIBOR

  3. #3
    Senior Member honeydew is on a distinguished road
    Join Date
    Nov 2010
    Posts
    109
    Perfect Points
    62.8
    View Wedding Profile
    my personal experience is that the interest rates always change. I'm currently with UOB but I may refinance soon for a better interest rate. That's something that you have to take note of that in private, they can change the interest rates when they want.

  4. #4
    Junior Member ttpw is on a distinguished road
    Join Date
    Dec 2011
    Posts
    6
    Perfect Points
    0.4
    View Wedding Profile
    you might want to consider Maybank. Their rate is quite competitive

  5. #5
    Member dinobaby is on a distinguished road
    Join Date
    Dec 2010
    Posts
    94
    Perfect Points
    35.1
    View Wedding Profile
    bank interest rates always change. choose the lowest now and refinance when your bank interest rate gets too high.

  6. #6
    Junior Member daveccw is on a distinguished road
    Join Date
    Feb 2012
    Posts
    1
    Perfect Points
    1.2
    View Wedding Profile
    i got my home loan a few years back when I bought my first apartment but last year I was paying over the interest rate so I went to DBS and got a home refinance package which brought down my interest. You need to do your research and see which banks' packages and repayment period are suitable for you.

  7. #7
    Senior Member emilyy is on a distinguished road
    Join Date
    Nov 2010
    Posts
    102
    Perfect Points
    54.4
    View Wedding Profile
    try hsbc, im using them.

  8. #8
    Junior Member moncherie80 is on a distinguished road
    Join Date
    Mar 2012
    Posts
    1
    Perfect Points
    0
    View Wedding Profile
    For pte property, try out BOC (Bank of China), they have really gd package.

  9. #9
    Member fabulousfig is on a distinguished road
    Join Date
    May 2015
    Posts
    33
    Perfect Points
    1.3
    View Wedding Profile
    Wow very informative thumbs up

  10. #10
    Member bluetulips is on a distinguished road
    Join Date
    Dec 2014
    Posts
    39
    Perfect Points
    0.5
    View Wedding Profile
    thanks for the recommendations

  11. #11
    Junior Member pixiebeauty is on a distinguished road
    Join Date
    Jul 2014
    Posts
    27
    Perfect Points
    0.6
    View Wedding Profile
    anyone tried loaning from bank of china for housing?

  12. #12
    Junior Member rainbow_sunshine is infamous around these parts
    Join Date
    May 2017
    Posts
    17
    Perfect Points
    1.1
    View Wedding Profile
    I'm considering Maybank & Bank of China. Any personal reviews about them?

  13. #13
    Junior Member Twinkles is on a distinguished road
    Join Date
    Jan 2018
    Posts
    2
    Perfect Points
    3.1
    View Wedding Profile
    UOB for housing loans too..renovation loan can try Maybank. Maybank have to see which person you getting. Some service horrible..

  14. #14
    Junior Member wondergirl.0909 is infamous around these parts
    Join Date
    Jun 2017
    Posts
    20
    Perfect Points
    1.9
    View Wedding Profile
    This thread provides me the insight I seek, so many thanks to you all!

  15. #15
    Junior Member fayechoo is infamous around these parts
    Join Date
    May 2017
    Posts
    22
    Perfect Points
    2.7
    View Wedding Profile
    For someone who is a starter to all these bank matter, this is a very helpful thread! Thanks

Similar Threads

  1. HDB loan or bank loan?
    By snowy in forum Home and Decor
    Replies: 27
    Last Post: 25-06-2019, 02:04 PM
  2. hdb loan to take the max?
    By yuroko in forum Home and Decor
    Replies: 27
    Last Post: 02-04-2014, 09:32 AM
  3. Advice needed - housing
    By kimchoo in forum Home and Decor
    Replies: 21
    Last Post: 22-01-2014, 01:54 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts