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04-11-2011 11:29 AM #1
Which banks best for housing loan?
anyone know what bank gives the best rates for housing loan? hubby and i dont qualify for BTOs, so it's down to private for us. any recommendations?
04-11-2011 01:43 PM #2
- Join Date
- Apr 2011
- Perfect Points
If the combine income is $12K, ever consider EC?
Afterall first timer had some grant,
$30K for <$10K income
$20K for <$11K income
$10K for <$12K income
Came across Standard Chartered, somehow they had a special housing loan package that only offered by them, you can check with the banker for more details.
So far, most of the people that I know used DBS house loan as it provide the lowest fix + SIBOR
07-11-2011 01:11 PM #3
my personal experience is that the interest rates always change. I'm currently with UOB but I may refinance soon for a better interest rate. That's something that you have to take note of that in private, they can change the interest rates when they want.
17-12-2011 02:34 PM #4
you might want to consider Maybank. Their rate is quite competitive
03-01-2012 01:21 PM #5
bank interest rates always change. choose the lowest now and refinance when your bank interest rate gets too high.
19-05-2012 02:39 PM #6
i got my home loan a few years back when I bought my first apartment but last year I was paying over the interest rate so I went to DBS and got a home refinance package which brought down my interest. You need to do your research and see which banks' packages and repayment period are suitable for you.
01-06-2012 09:41 AM #7
try hsbc, im using them.
05-06-2012 04:59 PM #8
For pte property, try out BOC (Bank of China), they have really gd package.
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