Credit Cards for Wedding Payments

[Chris Tan]

Citibank Dividend Card

Type of spending (Cash rebate)

* Petrol (5%)
* Dining (2%)
* Groceries (2%)
* Pharmaceuticals (2%)
* All others (0.5%)

The Fine Print

* For groceries spending at Carrerfour, rebate is only 0.5%
* 2% cash back on dining excludes food & beverage spend within hotels and wedding banquets held in hotels.
* Cash will be credited only upon accumulation of $50 worth of rebates and paid only 1 month after each quarter. If $50 threshold is not reached, the rebate is rolled over to the next quarter, up to a maximum of 15 months
* Rebate is capped at $800 per year (non-calendar)

Good for

* Paying for general spending and petrol


My apologies, it is capped at $800 for a period of 12 months. Probably didn't spend that much to hit $800 a year.. Hehe..

Thanks this is soooo detailed! Good to know

[jwjw]

Hello Chris, don't mention it! The above is for the Citibank Dividend Card.. You may refer to the quote below for the Standard Chartered Manhattan Card.. =)

Quarterly for the cash rebate depends on your date of statement. For instance, your statement is dated 22 July, the first month will be 23 Jul to 22 Aug, 2nd month will be 23 Aug to 22 Sep and 3rd month will be 23 Sep to 22 Oct. Spending within these 3 months should be kept at $4000 for the max $200 rebates, spending more than that doesn't give you any points, etc.

Do remember that the range of :
$1 - $999 @ 0.5%
$1,000 - $2,999 @ 1%
$3,000 and above @ 5%
is per MONTHLY only. Meaning if you spend $1k on the first month, $3k on the 2nd month and nothing on the 3rd month, the total rebate will only be:

$1000 x 1 % = $10
$3000 x 5% = $150

In this case, you will have to spend more to hit the $200 maximum rebate. Hope it is clear and helpful.

[Chris Tan]

Thanks dear Think I'll go and apply the Manhattan card =) With all the expenses coming up, any rebates would be good

[crystal788]

Hi, I am new here. Just want to know, is this cashback with the Manhattan card a seasonal promotion or is probably here to stay?

[rojak]

hi crystal, manhattan rebate is a long term benefit of manhattan card.

[crystal788]

hi crystal, manhattan rebate is a long term benefit of manhattan card.

hi rojak, thanks.. does the rebate apply for online purchases too?

[pinnpinn]

i think so! but now there/s a 5% rebate for all online purchases for stand chart! up to $50 cash back

[Chris Tan]

Manhattan is the best! we got a few friends with the card to help. $2000 rebate for $40k wedding. That's quite substantial..=P

Fantastic idea gal!

[shan]

seems like stand chart bank is the recommended one!

Does anyone knows if supplementary card will be entitled the same benefits too? thanks!

[jwjw]

Hi shan,

Supplementary card can be swipped too, but bear in mind it will share the capped with the main card holder.. Meaning, if your hubby is the main, and you are the sup, even if you both swipe $8000 in one billing cycle, you are still entitled to only $200 cashback.. Try to apply for one if you can, right now, you can apply a maximum of 2 Stan Chart card and get $80 cashback for each approved card! So, if you and hubby apply for 2 each, you will get $80 x 4 = $320 cashback! Good deal isn't it?

[shan]

hi jwjw, thanks for the advice!!

yup seen the new ads for the stan chart cards. and ppl around me are all applying too!

[jwjw]

no problem!

ya, get your siblings and parents to apply so they can help to swipe and save more!!

[lacyjoyce816]

Well there are so many credit cards that offers less annual fees. We also offer some services. visit my site at http://www.moneyline.sg/creditcards and see what credit cards will soothe you.

[jeremychew]

80 bucks u need to spend first one ... it is 80 bucks credit but need to spend to activate...

[jwjw]

80 bucks u need to spend first one ... it is 80 bucks credit but need to spend to activate...

jeremychew, are you referring to the reply I posted for the $80 rebate for each approved card? If so, I would like to clarify that NO spending is required to activate the Standard Chartered Credit Card. No minimum spending and no one time activation.

Both hubby and I got our $160 (for 2 cards) credit each in our bank statement and it has been 'lying' inside for a couple of months..

Hope the clarification helps.