Which banks best for housing loan?


New member
anyone know what bank gives the best rates for housing loan? hubby and i dont qualify for BTOs, so it's down to private for us. any recommendations?


New member
If the combine income is $12K, ever consider EC?
Afterall first timer had some grant,
$30K for <$10K income
$20K for <$11K income
$10K for <$12K income

Came across Standard Chartered, somehow they had a special housing loan package that only offered by them, you can check with the banker for more details.
So far, most of the people that I know used DBS house loan as it provide the lowest fix + SIBOR


New member
my personal experience is that the interest rates always change. I'm currently with UOB but I may refinance soon for a better interest rate. That's something that you have to take note of that in private, they can change the interest rates when they want.


New member
bank interest rates always change. choose the lowest now and refinance when your bank interest rate gets too high.


New member
i got my home loan a few years back when I bought my first apartment but last year I was paying over the interest rate so I went to DBS and got a home refinance package which brought down my interest. You need to do your research and see which banks' packages and repayment period are suitable for you.


New member
UOB for housing loans too..renovation loan can try Maybank. Maybank have to see which person you getting. Some service horrible..